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Insurance for mechanical engineers

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Insuring businesses and landlords for over a decade

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Expert cover for mechanical engineers

Whether you provide mechanical and electrical building services or you work on production line and process control, we’ve got mechanical engineer insurance to cover your business.

Because your clients rely on your designs and recommendations, professional indemnity insurance for mechanical engineers can protect you if you’re sued for making a mistake in your work. Public liability insurance is another cover to consider: it can protect you if someone claims compensation from your business for injury or damage.

Add any other covers you need and you’ve got a tailored mechanical engineer insurance policy, to help you secure new business, reassure your clients and give you peace of mind that you’re protected.

Cover from £6.77 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.77 or less across all our trades insured. Based on data from 1 Jan 2021 - 31st August 2021, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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What insurance do mechanical engineers need?

The insurance you buy depends on your business and the risks you want to cover, but these are some of the insurance types worth considering:

Professional indemnity insurance can cover your mechanical engineering business if you’re negligent or make a mistake in your work that causes your client to lose money. For example if a fault in one of your designs means a mechanical system doesn’t work properly, your client could claim compensation from you. Your professional indemnity insurance could step in to cover the cost.

Public liability insurance protects you against compensation claims made by a member of the public for injury or damage to their property. This includes claims made by a client, a supplier, or a passerby who comes into contact with your business.

Employers’ liability insurance is likely to be a legal requirement if your business employs any staff. It can pay compensation claims if a member of staff sues you for injury or illness that’s been caused by their work.

Business equipment insurance can pay to repair or replace your equipment if it’s lost, damaged or stolen. Try to accurately estimate the cost of replacing all of your business equipment so that you’re fully covered if you come to make a claim.

Other covers you can choose to add to your mechanical engineering insurance policy include business buildings insurance, business contents insurance and business legal protection insurance.

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Why Simply Business?

  • We're one of the UK's biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 800,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

Insurance for mechanical engineers

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© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.