Insurance for civil engineers

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Professional cover for civil engineers

Helping to shape the built environment is a big responsibility, and with responsibility comes risk. Civil engineer insurance from Simply Business can protect you from compensation claims, whether you’re working on roads, buildings or infrastructure projects.

Not only can a solid civil engineer insurance policy get your business back on its feet if something goes wrong, but it can also reassure potential clients when you’re seeking new business.

Compare quotes from multiple insurers and build a tailored policy in just a few minutes, choosing from covers such as professional indemnity, public liability, business legal protection and more.

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What insurance do civil engineers need?

The insurance you need will depend on the individual risks your business faces, but these are some covers that tend to be popular with civil engineers:

Professional indemnity insurance can cover you if your client sues you because you’ve made a mistake in your work. For example a fault in your design means a construction is flawed, and your client makes a compensation claim against you for the cost of redoing the work. Your professional indemnity insurance could cover the cost of the legal fees and compensation payment.

Public liability insurance protects you against compensation claims made by a third party for injury or damage, so it’s important for any business that comes into contact with members of the public. A compensation claim could be made by a client, a supplier, or a passerby who is affected by your business.

Employers’ liability insurance is usually a legal requirement for businesses that have staff. It can pay compensation claims if an employee sues you for work-related injury or illness.

Other covers you can choose to add to your civil engineer insurance policy include business buildings insurance, business contents insurance and business legal protection insurance.

Why Simply Business?

  • We’re one of the UK’s biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 475,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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