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Trusted by 600,000 customers
Insuring businesses and landlords for over a decade
Satisfaction score of 9/10
Award-winning claims team
With a UK-based team available 24/7
Professional cover, designed for takeaways
From late night curry to the village chippy, takeaway shops carry a number of obvious risks – some more obvious than others. With Simply Business you can build a policy that takes care of the uncertainty. Even if you’re forced to close temporarily, there’s cover available to tide you over. Whether you work on your own or employ people, it’s quick, quality cover, all in one policy.
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What insurance do takeaway shops need?
Public liability insurance is often a very important cover for takeaway shops, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
The average insurance claim for a takeaway restaurant is £2,682 – could you afford this if the worst happened? (Average claim being £2,682. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Takeaway shop cover details
- Make sure you read your policy documents carefully and that you understand any exclusions that may apply
- Contents cover and fixtures and fittings cover insure different types of items within your premises, so check what you need
- Check whether you need front of premises cover
- If you employ people, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine
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Read our reviews“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.