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When it comes to commercial property insurance, landlords need flexibility. Whether that’s cover for a number of properties, or a one-off commercial venture, with Simply Business the aim is to keep things simple, but specific. We’ll help you find the protection you need, choosing from a range of covers including buildings insurance, contents insurance, property owners’ liability cover, rental income protection – also known as business interruption cover – and employers’ liability insurance.
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Commercial landlord insurance covers landlords who let to third party businesses. It covers different risks to residential landlord insurance because commercial buildings, such as shops, are often built differently to domestic ones and also tend to get more visitors, requiring specific protection.
Our consultant Hattie takes you through the essentials of good commercial landlord cover.
A commercial landlord policy will cover you against specific risks linked to shop, office, and other commercial tenants. Here are just a few things that your Simply Business policy could cover:
Remember, a commercial landlord policy covers you for risks attached to third party businesses renting from you. If your tenants are living in your property, you’ll need a specific residential landlord insurance policy, or a combination of both, through comprehensive landlord insurance.
It’s very important to make sure you understand what you need from your commercial landlord insurance. Use the check points below to get you thinking.
All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you manage your rental.