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Alternative accommodation cover just for landlords
Take a good look at your tenancy agreement. In some cases, it may stipulate that you must provide your tenants with alternative accommodation, if your property is no longer suitable to live in. If this happens because of an insured event such as fire or flood, alternative accommodation insurance may cover the cost. With Simply Business, you can buy alternative accommodation cover as part of a single, tailored landlord insurance policy. Just tell us what you need for a quick, clear quote.
Start your quoteLandlord insurance covers
- Buildings insurance
- Contents insurance
- Fixtures and fittings insurance
- Loss of rent
- Property owners' liability
- Employers’ liability
- Accidental damage insurance
- Landlord home emergency cover
- Landlord boiler breakdown cover
- Unoccupied property insurance
- Tenant default insurance
- Rent guarantee insurance
- Landlord legal expenses insurance
How does alternative accommodation work?
If you’re contractually obliged to provide alternative accommodation in the event that your property becomes uninhabitable, alternative accommodation insurance will cover this cost. The property must be uninhabitable because of a specified and insured event in order for this cover to pay out.
What about loss of rent?
In most cases landlords aren’t contractually obliged to provide alternative accommodation. In these circumstances, if your property becomes uninhabitable as a result of an insured event like fire or flood, loss of rent insurance will cover the income you’ve lost as a result of your tenants no longer paying rent.
Landlord insurance FAQs
- What is landlord insurance?
- What does landlord insurance cover?
- Why do I need landlord insurance?
- Why not just home insurance?
- Is landlord insurance mandatory?
- How much does landlord insurance cost?
More FAQs
- What type of landlord insurance do I need?
- How much landlord insurance do I need?
- How do I find cheap landlord insurance?
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- Landlord insurance FAQs
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Read our reviews“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
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