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Business insurance for online shops and e-commerce
As an online business ourselves, we understand the unique risks and challenges that web-based retailers face. Whether you are an independent eBay or Amazon seller or you run an online retail company, we know that you need a tailored e-commerce insurance solution built around your activities, and with Simply Business you can get just that. Choose from a range of key covers to build a single, flexible business insurance policy, with a single premium and a single renewal date.
Cover from £6.78 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.78 or less across all our trades insured. Based on data from 1 January - 30 June 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Before you get started: Online retailers are often easier to quote directly, so make sure you've given us your phone number when you apply. We'll give you a quick call-back if there's anything we need to check.
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What insurance do I need for my online business?
Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
Retailers often keep large amounts of valuable stock on the premises, so it’s sensible to insure it separately from your contents. If it was damaged, destroyed or stolen, your stock cover would help to cover the cost price (not the resale value) of your stock.
The average insurance claim for online retailers is £3,967 – could you afford this if the worst happened? (Average claim being £3,967. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Online retailer insurance policy details
- Make sure you read and understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents for each quote before you buy
- If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
Rated 4.7/5 by customers
Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.
Read our reviews“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.