Quick, easy and specific. Compare and buy today.Start your quote
From the moment you take it on, you need to have confidence that you’re protecting your investment with the right landlord cover. Running a rental isn’t easy, and that’s why Simply Business let you compare quotes and buy online, safe in the knowledge that you’re protected should the worst happen.
No two rental properties are the same - insuring over 100,000 landlords has taught us that. That’s why we let you build a policy that suits your needs, with the help of a simple online form and a UK-based contact centre.
With an expert team here to support you, we make it quick and easy to get the protection you need, whether you’re looking for buy-to-let insurance or commercial landlord insurance. Tailor-make your policy by choosing from a range of rental property insurance covers including buildings insurance, contents insurance, property owners’ liability, loss of rent, and alternative accommodation.
If you’re ready, click the button below to get started.Start your quote
Landlord insurance protects you from financial losses incurred through your day-to-day rental activities. It differs from standard home insurance in that it’s more specific, with covers designed solely to protect your rental property and tenants, against your unique risks.
Our consultant Massimo takes you through the essentials of good landlord cover.
Your policy may vary depending on your specific needs. For example, buildings insurance will be a crucial cover for some, but for those who don’t own the whole building, it may be that fixtures and fittings insurance is more appropriate. The best option is to build a policy that’s right for you.
You can tailor your landlord insurance quote to your individual needs by including covers such as:
…and more. See all our covers for landlords.
Landlord insurance can cover for damage to your building or its contents. Unlike conventional home insurance, it also covers for rental activities. It can protect you should a tenant or visitor be injured whilst at your property, and house tenants if your place becomes unsuitable to live in.
A standard landlord insurance policy will usually cover against perils such as:
While landlord insurance is not a legal requirement, a conventional home insurance policy won’t cover you for rental activities. Also, if you have a mortgage on your property, it’s very likely that your lender will require you to be covered by landlord insurance before you can take on tenants.
In addition, if you employ any people, is it usually a legal requirement to have employers’ liability insurance, so make sure you add it to your policy.
Read more about legal obligations for landlords.
We’ll guide you step-by-step through the process and explain any terms you may not understand. Once you’ve completed the quote form we’ll return the quotes which meet your needs from our panel of expert insurers.
We’ll display your quotes in a table so you can easily compare the prices and cover offered. From here you can view more details on the quotes provided, and select and buy the right policy for you.
It’s very important to make sure you understand what you need from your insurance. Use the check points below to get you thinking.
All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you manage your rental.