Accidental damage insurance

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Accidental damage cover, designed for landlords

Accidental damage insurance is there to keep you covered against the cost of repairs or damage to your property or contents, following an unexpected accident or crisis. With Simply Business, you can buy accidental damage cover as part of a flexible landlord insurance policy, helping to protect your most important assets. Remember that this cover may be included as standard in your full policy, so double-check before buying.

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What does accidental damage insurance cover?

  • Accidental damage insurance protects you against DIY accidents, along with home mishaps such as spilling wine on a sofa. Depending on the terms of your policy it may also protect you against outdoor accidents, such as a child throwing a ball through a window
  • This insurance does not cover general wear and tear. In most cases it will also exclude damage caused by domestic animals, and damage caused by bad workmanship

Details to look out for

  • You can buy accidental damage cover as part of a flexible landlord insurance policy from Simply Business, along with a number of other key landlord covers
  • Make sure you’ve read and that you understand any exclusions on your policy. With Simply Business you can read the policy documents before you buy
  • A conventional home insurance policy won’t cover you for a buy-to-let property, so check the insurance in place and decide what’s needed

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“That’s my insurance sorted for another year by @simplybusiness! They're ever so helpful.”

Susie Tucker, Business

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