Landlord boiler cover

Why is landlord boiler insurance important?

Boilers and central heating systems – they have a habit of failing at the worst possible time. It’s a headache for any property owner, but with expert boiler cover, landlord budgeting is easier and tenants reassured, knowing there’s support in place for emergency repairs up to £500, and replacements up to £250.

• expert landlord home emergency insurance including boiler cover – just add it to your main policy
• add home security, lost keys, vermin, and hotel costs cover, up to certain limits
• rated 4.7/5 based on 39K+ public liability customer reviews

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Boiler insurance for landlords – what’s covered?

Landlord boiler cover is designed to help get your boiler functioning again, or support you with replacement costs, if it breaks down. It also covers central heating system failures, with cover for both up to £500 for repair work, and up to £250 for a replacement boiler, as a contribution if you just need to start again.

Boiler and central heating cover

What does this include?

• cover for boiler and central heating system breakdowns
• repair costs up to £500
• up to £250 towards a replacement boiler, if repairs can’t be made or the damage is beyond economical repair

When would I need this?

• for example, your boiler breaks down in the middle of winter and emergency repairs are required

How much does landlords boiler insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Example residential landlord cover insurance quotes, real prices

Landlord insurance with boiler cover FAQ

Whether you’re new to buying landlord insurance or you’ve been letting your property for a while, here are the answers to some commonly asked questions about landlord boiler insurance. You can also check out our landlord insurance FAQs.

• Do landlords have to replace boilers?

  As a landlord, you’re responsible for the living conditions of your tenants. As a result, you need to make sure you provide a boiler in good working condition.

• Does home emergency cover provide me with annual boiler servicing?

  If you do need to make a claim related to your boiler, bear in mind that you’ll need to show proof of annual gas and boiler checks. If these aren’t completed, your claim may not be eligible. They’re a key requirement for most UK landlords, so try to schedule them in with your tenants well in advance.

• Does this product cover maintenance?

  No, this policy isn’t a maintenance contract. It doesn’t cover the cost of day-to-day

  maintenance, which you’ll be responsible for.

• What is the difference between landlord insurance and home insurance?

  Home insurance is required when you want to insure the home you’re living in against accidental loss or damage.

  Landlord insurance is different – it’s required when you own a property that you rent out to a third party, and don’t live in yourself. It covers different insurance risks from a home policy, taking into account the type of tenant you rent to and how long you’ve owned the property. It also allows you to insure the property and protect yourself against things like loss of rental income, and malicious damage caused by your tenants.

• Do I need any other additional landlord covers?

  You can add a range of other important covers to your landlord insurance policy, all while keeping it simple with a single premium and a single renewal date. You might consider these covers:

  • Rent guarantee insurance
  • Landlord home emergency cover
  • Landlord legal expenses insurance
  • Content insurance
  • Liability insurance
  • Tenant default insurance
  • Accidental damage
  • Fixtures and fittings insurance
  • Loss of rent insurance
  • Landlord insurance