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For a landlord, your property is your most important asset, and worth protecting with cover that's built just for you. Whether you need landlord insurance for a one-off buy-to-let or several properties around the UK, you can get the protection you need, choosing from a range of covers including buildings insurance, contents insurance, landlord liability, loss of rent and alternative accommodation.
Need cover for a commercial property as well? Take a look at our combined landlord insurance.Start your quote
Residential landlord insurance is different to a home insurance policy. Tenants present risks, and landlord insurance keeps your rental property covered with specific protection, from contents insurance to alternative accommodation. Most home insurance policies won't cover a buy-to-let property.
Watch our consultant Massimo’s guide to residential landlord insurance.
However careful you and your tenants are, accidents do happen. A residential landlord policy protects you against risks not covered by a normal home insurance policy, which can include:
Remember, a residential landlord policy covers you for risks attached to tenants living in your property. If your property is being rented by a third party business, like a shop or small office, you'll need a specific commercial landlord insurance policy or a combination of both, through comprehensive landlord insurance.
It’s very important to make sure you understand what you need from your residential landlord insurance. Use the check points below to get you thinking.
All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you manage your rental.
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