Our range of covers

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

A tailored range of insurance options

To build an insurance policy that suits your business, it’s important to think about all the things that keep you up and running, year on year. Just for starters, do you give clients advice, or handle their data? Do you work off a laptop, or hold any stock? Do you work in a building that isn’t your home?

Simply Business offers a wide range of specialist business insurance covers. All you need to do is add your choices on to the core covers making up your policy, such as your public liability or employers’ liability insurance.

Selling products online?

We can cover your online trade, with specialist online retailers’ insurance, built for businesses that sell on the web.

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Public liability insurance

Public liability insurance pays out if a client or member of the public is injured or their property is damaged because of your business. Find out more about public liability insurance, or get a quick summary from our insurance expert Deborah Reid. 

Employers’ liability insurance

A legal requirement if your business employs staff, employers’ liability insurance will pay out for claims resulting from an employee’s injury, death, or illness as a result of your business. Get more details here or watch our 30 second expert summary.

Professional indemnity insurance

This cover will protect you against the cost of claims and legal expenses, if a client suffers a loss through negligence or mistakes in the service or advice you provide.

With Simply Business, you can add professional indemnity to your main public liability policy, or set it up as a separate policy. Read more on PI insurance or get a quick summary from insurance expert Deborah Reid in the video above. 

Business buildings insurance

This option will keep you covered for damage to the building your business is based in, as a result of disasters such as fire or flooding. If you work from home, you can save money by having just one cover to insure your home and your office included in your business buildings policy, so it’s worth checking your options carefully.

Find out more about business buildings insurance, or get a quick summary from our insurance expert Chris Slater. 

Business interruption insurance

If you had to stop trading for a while, for example because of damage to your business buildings or equipment, what would happen? Business interruption insurance provides cover for your financial losses, helping you get back on track and trading again. Get more details on business interruption insurance or watch our 30 second expert summary.

IT equipment and laptop cover

Many businesses rely on their IT equipment. And without their trusty laptop, many business owners simply wouldn’t be able to do their job.

With Simply Business, you can easily protect your laptop and other IT equipment by adding cover to your overall business insurance policy – no need to take out separate cover. Find out more about laptop insurance or get an expert introduction from Chris Slater. 

Stock insurance

If you hold any stock on your premises or in storage, this insurance will cover the cost of replacing it if it’s damaged, destroyed or stolen. Take a look at our stock insurance options, or watch our 30 second expert summary.

Tools and equipment insurance

If your work tools or equipment are damaged, destroyed, lost or stolen, tools cover will pay the cost of replacements or repairs.

Contract works insurance

Contract works insurance will cover your construction projects (both permanent and temporary), as well as any materials you’re using, against theft or damage. You can add this to your overall insurance policy, or take a look at our more specific plant and plant hire cover options.

Business contents and premises insurance

You can insure the contents of your business premises against damage, loss or theft at the same time as arranging your business buildings insurance, or separately. 

Product liability insurance

Product liability cover protects you in the event that one of your customers suffers damage as a result of a faulty product you provide. You may be held liable for damage even if you didn’t manufacture the product, so it’s important that you’re properly protected.

Customer reviews

Our rating

Customer review

4.6 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“Professional, courteous, informative. You really listened to what my insurance needs were.”

Nicola Bramley, Business

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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