Builders are in a risky business. However well prepared you are, mistakes do happen – and a single slip could be disastrous. With Simply Business you can protect yourself, your business, your equipment, and your clients, with a flexible insurance policy that’s tailored to you. Whether you are a self-employed builder working on your own or you run a business employing people, it’s quick, quality cover, without the hassle.
Builders’ insurance at Simply Business starts with public liability insurance, which can pay if you’re blamed for injury to a member of the public or property damage. You can then choose additional covers to tailor your policy to your individual requirements.
Start your quotePublic liability insurance is often an important cover for builders and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
Personal accident insurance is important for anyone who works in construction, covering both lost earnings and medical costs that result from a serious injury.
Other covers available to builders include tool insurance, plant and machinery insurance and business equipment insurance.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.