Insurance for electrical engineers

What insurance do electrical engineers need?

The insurance you need depends on the risks your business faces, but these are some covers that are likely to be useful for electrical engineers.

Professional indemnity insurance can cover you if you’re negligent or make a mistake in your work that causes your client to lose money. For example a fault in one of your designs means an electrical system doesn’t work properly, and your client claims compensation from you. Your professional indemnity insurance could cover the cost of the legal fees and compensation payment.

Public liability insurance protects you against compensation claims made by a member of the public for injury or damage caused by your business. For example during a meeting you spill coffee over your client’s computer equipment and they claim compensation for the repair. Your public liability insurance could step in to cover the costs.

Employers’ liability insurance is a legal requirement for most businesses that have staff. It can pay compensation claims if an employee sues you for work-related injury or illness.

Other covers you can choose to add to your electrical engineer insurance policy include business buildings insurance, business contents insurance and business legal protection insurance.

Why Simply Business?

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Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.