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Business equipment insurance

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Trusted by 750,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Protect your equipment and tools

To do your job and run your business, chances are you rely on specialised equipment or tools of some kind. Having cover in place for these will set your mind at rest, knowing that if your equipment is damaged or stolen, you’ll be able to replace it quickly and comfortably, and get on with the job in hand.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Other covers

See also

tool cover

What does business equipment cover?

For businesses who leave equipment on site overnight, or workers who rely on a bag full of tools and products, damage, loss, destruction or theft can be a major setback. With the right cover in place you can be confident about getting back on track quickly, with minimal disruption.

Add business equipment insurance to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.

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Watch the details

It’s very important to make sure you understand what you need from your business equipment insurance. Use the check points below to get you thinking.

  • Check the documents before you buy for exclusions and excesses. For example, your equipment may only be insured if there's a certain level of security on site
  • Be careful not to underestimate the value of your equipment, as this could mean you don't have the right level of cover in place
  • If you decide this cover’s right for you, you’ll need to add it on to your full business insurance policy

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.