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Business interruption insurance

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Trusted by 800,000 customers

Insuring businesses and landlords for over a decade

Satisfaction score of 9/10

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Award-winning claims team

With a UK-based team available 24/7

Protect your business revenue

If a crisis were to hit your business, would you be ready to survive and overcome it? Many well-run small businesses simply don’t have the resources needed to continue trading, and at some point have to sell up, or close. Business interruption insurance - also known as business income insurance - is there to help you through the rocky patches, getting you back on your feet and trading as usual.

Selling products online?

We can cover your online trade, with specialist online retailers insurance, built for businesses that sell on the web.

Cover from £6.56 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.56 or less across all our trades insured. Based on data from 1 Sep 2021 - 31st Feb 2022, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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What is business interruption insurance?

Business interruption insurance covers the consequential loss of income a business may experience following an insured and unexpected event - such as a fire. Both the indirect loss of business and your revenue can be protected by the cover.

Simply Business chief operating officer, Chris Slater, explains the ins and outs of business interruption insurance, and why cover can be crucial for small businesses.

Watch more Simply Business videos

How business interruption cover works

If some kind of material damage has disrupted your business, causing you a loss or difficulty in paying your employees, trading can become impossible, at least temporarily. Business interruption insurance provides you with the financial cover you need, to get back on track.

For example, if a flood destroyed the contents of your business premises, you’d probably have to stop operating. Business interruption insurance would cover your lost revenue from this, as long as your contents are also insured.

Add business interruption insurance to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.

Do you need business interruption insurance?

Business interruption insurance can make the crucial difference between survival and closure for many small businesses. Disaster can strike at any time, and this cover can:

  • support you back to trading
  • help you pay your employees
  • keep you going while you rebuild

The UK is increasingly at risk from flash floods in localised areas, putting many pubs, shops, restaurants and services out of business in the last few years. Business protection insurance is designed to strengthen you against this.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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