Business contents insurance

Business contents insurance – compare quotes

Would you be able to get back on your feet if you lost the things your business relies on every day? Whether you work from home or have your own premises, it’s likely that you’ll want to insure what’s inside. With business insurance from Simply Business you can do just that, adding contents cover to a flexible policy with a single premium and a single renewal date. It’s quick, quality cover, without the hassle.

What is business contents insurance?

Your business equipment and furnishings are often vital to its success. Business contents insurance helps make sure that you can continue trading if the things you keep on your business premises are lost, stolen or damaged. It covers the cost of replacing them, getting you back on your feet quickly.

Need more detail? Read our FAQs:

• What type of business insurance do I need?
• Business insurance FAQs

What does business contents insurance cover?

Business contents insurance can cover the possessions on your premises that get damaged in the event of something like a fire or a flood, or if they’re lost or stolen. These items might include:

• Expensive devices like PCs and laptops
• The equipment your business relies on
• Your business furniture, for instance chairs in your hair and beauty salon

Business contents insurance – a typical claim

If a water pipe bursts in your office, damaging computers, audio visual equipment and your furniture, business contents insurance can cover the cost of replacing the affected items.

Building your business contents insurance policy

With Simply Business, can add covers to tailor your policy so it fits the particular needs of your business. You may want to consider these covers:

• Public liability insurance is an important cover for many businesses. It can cover the claim if someone is injured or their property is damaged because of your business.
• If you hire anyone, you’re usually required by law to take out employers’ liability insurance, which covers claims from employees who’ve been injured or become seriously ill as a result of working for you.
• Professional indemnity insurance covers businesses that provide a service or give advice to clients, as it protects you if you give faulty advice that causes financial loss to a client.

Why get business contents insurance?

There are a few reasons why businesses might want to consider business contents cover:

• The equipment your business relies on might be expensive or specialist, with some items difficult to replace. This cover helps make sure you can carry on if it’s damaged, lost or stolen.
• Events like storms, fires, and thefts are usually unpredictable. Business contents insurance can protect against the unforeseen and give you peace of mind.
• Whether you run a shop, a salon or a cleaning business, you can tailor your policy to your specific needs. We’re business insurance experts, so why not get a quote today?