As a self-employed worker, you need insurance that reflects your unique setup.
With Simply Business you get to choose from a range of covers to build a single business insurance policy with a single premium, a single renewal date, and just the one set of documents.
Whether you work on your own or employ people, it’s quick, quality cover, without the hassle.
From public liability insurance to employers’ liability insurance, fill out our quote form to find cover that fits you, your business, and your clients.Start your quote
Self-employed insurance provides tailored protection to those who work for themselves, rather than for an employer. Core covers include public liability and professional indemnity, whilst employers’ liability is usually a legal requirement if you have one employee or more.
Here’s a self-employed insurance scenario: a self-employed home worker accidentally dropped their laptop on the floor. It was beyond repair, but the customer was able to claim for the cost to replace the laptop.
Public liability insurance is often an important cover for self-employed professionals, as it can protect you if someone is injured or their property is damaged because of your business.
Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It can cover you if you give faulty advice that causes financial loss to a client.
If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
If you operate your business from home, your regular home and contents insurance policy is unlikely to cover your business items, so you may want to consider taking out separate insurance.
If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.