Menu

Call Us0333 0146 683

Insurance for the self-employed

Quick, easy and specific. Compare and buy today.

What is your trade/profession?
Start your quote

Compare quotes from leading brands

nig logo.
chiswell logo.
ageas logo.
ukGeneral logo.
hiscox logo.
axa logo.
zurich logo.
aig logo.
covea logo.
churchill logo.
finsbury logo.
checklist logo.

Trusted by 500,000 customers

Insuring businesses and landlords for over a decade

conversation logo.

Satisfaction score of 9/10

For public liability insurance

team logo.

Award-winning claims team

With a UK-based team available 24/7

Self-employed insurance

As a self-employed worker, you need insurance that reflects your unique setup.

With Simply Business you get to choose from a range of covers to build a single business insurance policy with a single premium, a single renewal date, and just the one set of documents.

Whether you work on your own or employ people, it’s quick, quality cover, without the hassle.

From public liability insurance to employers' liability insurance, fill out our quote form to find cover that fits you, your business, and your clients.

Start your quote

What is self-employed insurance?

Self-employed insurance provides tailored protection to those who work for themselves, rather than for an employer. Core covers include public liability and professional indemnity, whilst employers’ liability is usually a legal requirement if you have one employee or more.

Here's a self-employed insurance scenario: a self-employed home worker accidentally dropped their laptop on the floor. It was beyond repair, but the customer was able to claim for the cost to replace the laptop.

your business

What insurance do the self-employed need?

Public liability insurance

Public liability insurance is often an important cover for self-employed professionals, as it can protect you if someone is injured or their property is damaged because of your business.

Professional indemnity insurance

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It can cover you if you give faulty advice that causes financial loss to a client.

Employers' liability insurance

If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

watch the details

Self-employed insurance policy details

  • Make sure you read your policy documents carefully, and that you understand any exclusions that may apply
  • Find out what level of professional indemnity insurance your clients might expect before you buy
  • If you employ people, even in your own home, you’re usually legally obliged to take out employers’ liability insurance – not doing this could lead to a heavy fine

Do you work from home?

If you operate your business from home, your regular home and contents insurance policy is unlikely to cover your business items, so you may want to consider taking out separate insurance.

Add self-employed insurance to your current policy

If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.

Rated 4.7/5 by customers

feefo logo.

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

Insurance for the self-employed

Keep up to date with Simply Business. Subscribe to our monthly newsletter and follow us on social media.

Subscribe to our newsletter

© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.