Professional indemnity insurance for engineering consultants

Get tailored quotes in 7 minutes

  • UK-based expert support, online and on the phone
  • Get covered and all your documents the same day
  • Compare engineering consultants insurance from trusted brands
Two engineers discussing a project outside while wearing protecting clothing

Why do you need engineering consultant insurance?

Whether you specialise in small domestic projects, or long-term commercial contracts, your clients rely on you for expertise, skill and sound judgment built on years of experience. Professional indemnity insurance for engineers is at the heart of our policy, with space for things like public liability cover, plus protection for tools and legal expenses.

  • PI insurance for engineers for negligence claims against you
  • cover for hard-hitting claims for accidents and legal disputes
  • peace of mind, letting you focus on new projects, not the what-ifs


What does engineering insurance cover?

We’ll start with specific professional indemnity insurance for engineers, which can cover you against mistakes and errors in your work and business activities. From there, you can add public liability cover for injuries and property damage, plus employers’ liability insurance for your team, if you’ve hired anybody.


How much does engineering consultants insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.74 per month

Get your tailored quotes in 7 minutes

Example engineering consultant quotes, real prices

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Professional indemnity

No excess

£2500

Public liability

£200

£750

Employers liability

No excess

No excess

Tools

£60

£500

Business and office equipment

£50

£750


How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

Direct to
insurer

Highstreet
broker

Yes
No
Yes
Yes
Yes
No

How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£51 million in claims paid out in 2023

Chosen by nearly 1 million small businesses and landlords

Engineering consultant insurance FAQs

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about engineers’ professional indemnity insurance, plus other popular covers. You can also check out our business insurance FAQs.

Professional indemnity insurance is an important type of protection for many businesses, especially those giving advice or providing a professional service. It’s designed to cover claims for mistakes that have led to a financial loss.

You can find lots more information on professional indemnity insurance for engineering consultants in our PI FAQs.

Yes. You may start offering additional services that require you to use different skills or carry out different tasks. If you find yourself in this situation, it’s important to give us a call on 0333 043 8527 to update your policy before you take on this new work. If you don’t have the correct type of cover in place for the work you do, you may be unable to claim on your policy if something goes wrong.

If you change your business legal structure from sole trader to limited company mid-way through your policy, give us a call straight away on 0333 043 8527. It’ll only take us a few minutes to cancel your existing policy and replace it with one that correctly covers your new legal structure. It’s worth bearing in mind that your insurer and premium amount may need to change.

This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.

If you employ people, you’re required by law to have employers’ liability insurance.

There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions


Helpful articles for engineering consultants