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Whether you’re fitting a state-of-the-art locking system or simply replacing a set of keys, you need to have the back-up of a good locksmith insurance policy.
Plus, having an insurance policy in place reassures potential customers that you’re covered if something goes wrong.
Locksmiths’ insurance from Simply Business starts with public liability insurance, which can cover you if a customer or another member of the public makes a claim against you for injury or damage.
Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
The exact insurance you need will depend on your individual business, but these are some of the key covers for locksmiths to consider:
If you have any staff, employers’ liability insurance is usually a legal requirement. This insurance covers claims made by an employee for injury or illness caused by their work.
Other covers you can choose to add to your locksmith insurance policy include business buildings insurance and business contents insurance if you have business premises, and business legal protection insurance to cover your legal fees if your locksmith business faces something like an employment tribunal or a tax investigation.
The average insurance claim for locksmiths is £4,548 – could you afford this if the worst happened? (Average claim being £4,548. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
By law, all vans in the UK used for business purposes need a commercial van insurance policy.
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“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
6th Floor99 Gresham StreetLondonEC2V 7NG
Sol House29 St Katherine's StreetNorthamptonNN1 2QZ
© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.