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Tradesmen and construction industry insurance

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Business insurance for tradesmen and the construction industry

Whether you're a roofer, a plumber or a landscape gardener, you face a particular set of challenges and risks. Both one-man-bands and construction companies need good business insurance policies to back them up if something goes wrong. We'll start you off with public liability insurance so you're covered if your business is blamed for injury or damage, and then offer you the option to add other useful covers like tools insurance, plant and machinery insurance and employers' liability insurance. It's quick, quality cover, tailored to trade and construction.

We cover over 1,000 trade types, including most types of tradesmen: from stonemasons to dry-liners, from rendering contractors to partitioners, from ductwork installers to shuttering carpenters. Just use the trade selector on our quote form to type in or select your trade.

Cover from £6.81 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.81 or less across all our trades insured. Based on data from 1 July - 31 December 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Covers

  • Business insurance
  • Public liability insurance
  • Professional indemnity insurance
  • Employers' liability insurance
  • Personal accident insurance
  • Tool insurance
  • Business contents insurance
  • Business buildings insurance
  • Business interruption insurance
  • Commercial van insurance
  • All business insurance covers

your business

Building your policy

When you're putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they've been injured or their property's been damaged. For example if you leave your tools out while you're working at a customer's house and they trip over them and suffer an injury, or if you're working on site and accidentally drop a brick that damages a car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.

You can also cover your tools in case they're stolen or damaged by buying tools insurance, and you can add buildings insurance if you have a business premises. Don't forget that employers’ liability insurance is usually a must-have if you've got any employees.

why simply business

Why Simply Business?

  • We’re one of the UK’s biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 ratings say we’re good (or excellent)
  • 600,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Insurance by trade

  • Agricultural contractor insurance
  • Bathroom fitter insurance
  • Bedroom fitter insurance
  • Bricklayer insurance
  • Builder insurance
  • Carpenter insurance
  • Carpet fitter insurance
  • Construction company insurance
  • Electrician insurance
  • Flooring contractor insurance
  • Garden designer insurance
  • Gas fitter insurance
  • Glazier insurance
  • Groundworker insurance
  • Handyman insurance

More insurance by trade

  • Joiner insurance
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  • Pest control insurance
  • Plasterer insurance
  • Plumber insurance
  • Roofer insurance
  • Satellite dish installer insurance
  • Scaffolder insurance
  • Tiler insurance
  • Tradesman insurance
  • Welder insurance

Insurance by business type

  • Consultant insurance
  • Contractor insurance
  • Freelancer insurance
  • Home business insurance
  • Limited company insurance
  • Online retailer insurance
  • Self-employed insurance
  • Sole trader insurance
  • More insurance by business type

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Tradesmen and construction industry insurance

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Address

6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.