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Whether you’re a roofer, a plumber or a landscape gardener, you face a particular set of challenges and risks. Both one-man-bands and construction companies need good business insurance policies to back them up if something goes wrong. We’ll start you off with public liability insurance so you’re covered if your business is blamed for injury or damage, and then offer you the option to add other useful covers like tools insurance, plant and machinery insurance and employers’ liability insurance. It’s quick, quality cover, tailored to trade and construction.
We cover over 1,000 trade types, including most types of tradesmen: from stonemasons to dry-liners, from rendering contractors to partitioners, from ductwork installers to shuttering carpenters. Just use the trade selector on our quote form to type in or select your trade.Start your quote
When you’re putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they’ve been injured or their property’s been damaged. For example if you leave your tools out while you’re working at a customer’s house and they trip over them and suffer an injury, or if you’re working on site and accidentally drop a brick that damages a car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.
You can also cover your tools in case they’re stolen or damaged by buying tools insurance, and you can add buildings insurance if you have a business premises. Don’t forget that employers’ liability insurance is usually a must-have if you’ve got any employees.