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Helping young people achieve their potential means tutoring can be an incredibly rewarding profession, but sometimes things go wrong and you need your insurance to pick up the pieces.
Private tutor insurance from Simply Business is tailor-made to suit the needs of those who provide additional teaching to both children and adults in the UK.
If, for example, you’re visiting a client and manage to spill a cup of coffee on their carpet, public liability insurance can help cover the costs of cleaning or replacement.
Alternatively, if your tutees come to you, and they trip while on your premises, then your public liability cover can step in to help with medical bills and potential legal fees or compensation pay outs.
Using our online form you can combine the covers you need to create a tailored policy that suits you.Start your quote
The types of cover you’ll want to consider depend on your particular setup, but these are some popular covers for tutors, whether they’re freelancers or otherwise:
Public liability insurance is an important consideration for private tutors as there are certain hazards that come with working with children. If the child you’re teaching has an accident while you’re in charge of them, or one of you accidentally damage property, public liability can help to pay for medical bills, repair costs, and potential legal fees.
Professional indemnity insurance is something tutors might want to consider as it can pay out if a client claims they’ve made a loss because of your work. For example, if you fail to cover part of the syllabus and your tutee doesn’t perform well on their exams because of it, your client may take you to court, which is where your professional indemnity insurance would step in.
Employers liability insurance is usually a legal requirement if your tutoring business employs any members of staff. It can help pay compensation claims should an employee or former employee make an injury or illness claim sustained during the course of their work for you.
Personal accident insurance is something to consider if you’d struggle to make ends meet while recovering from an injury. It can protect against loss of income and help to cover medical bills.
Business equipment insurance is particularly important if you have textbooks or computer software that you use in your tutoring. Should these be damaged or stolen, your business equipment insurance can step in to help cover the cost of replacements.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.