Insurance for teachers

Professional cover, tailored for teachers

Whether you’re a home teacher, a trainer or a NVQ assessor, people look to you for expertise and care. Whatever the subject, independent teaching is a challenging profession, and you need protection – just in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your clients, plus any specialist equipment or tools. It’s quick, quality cover, without the hassle.

What insurance do teachers need?

Public liability insurance for teachers

Public liability insurance is often an important cover for home teachers and private teachers, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance for teachers

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client. You can buy professional indemnity insurance as a stand-alone cover or as part of a combined policy with other covers. At Simply Business we offer between £50,000 and £5 million in professional indemnity cover.

Another important consideration is any specialist tools or equipment you have – including things like laptops. Often, work revolves around your kit, so our business equipment options will help take care of the day to day risks, letting you get on with the job in hand.

Teacher insurance policy details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine
• Our teachers' insurance is available for other similar professions, including tutors, NVQ assessors and trainers. Policies cover both sole traders and limited companies

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.