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Simply Business provides insurance for teachers, tutors, trainers and childminders, so that you can concentrate on the important work you do, knowing that you’ve got the back-up you need if something goes wrong. Whether you care for small children or teach evening classes to adults - be that at home or in a formal classroom - public liability insurance will cover you for those ‘slips and trips’ accidents that can result in compensation claims.Start your quote
Public liability insurance is likely to be central to your policy, as it covers you for claims made by a member of the public for injury or damage. You could face a compensation claim from a student, a parent, or a passerby. For example if a child tripped over loose carpet while you were caring for them in your home, the parent may make a claim against you for the injury suffered. Legal fees and compensation payments can be very high, so we offer up to £10 million of cover.
Depending on the type of work you do, professional indemnity insurance may also be worth considering. This insurance protects you against claims made by a client because they believe you’ve been negligent or made a mistake in your work. This could cover you if you faced a compensation claim because your student didn’t achieve the grades they expected, for example. As a teacher or tutor, you can buy professional indemnity insurance as a stand-alone cover or as part of a combined policy with other covers such as public liability insurance. At Simply Business we offer between £50,000 and £5 million in professional indemnity cover.
Consider adding business buildings insurance to your insurance if you’ve got a business premises, and employers’ liability insurance if you hire any staff. We’ve also got a cover to safeguard the things that are crucial to running your business: just add business equipment insurance to your policy.