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Whether you’re beautifying a wedding party before the Big Day or popping over to give a client a regular treatment, you need mobile beauty insurance you can rely on.
If a client gets hurt or their property is damaged, your business could be held responsible, which may mean you’re asked to pay compensation. This is where your public liability insurance comes in. Although this cover is likely to be at the heart of your mobile beauty therapy insurance policy, there are other covers to consider too.
Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
Public liability insurance
Because you work closely with your clients, public liability insurance will probably be central to your mobile beautician insurance policy. This cover can pay out if someone sues you for injury or damage. For example if you spilt make-up on a client’s carpet, or if a product you used caused damage to someone’s skin, your public liability policy could cover any compensation that you had to pay.
You can add a range of other covers to your mobile beauty therapist policy, including business equipment insurance, tools cover and stock insurance. And if you have one or more members of staff (including contractors, temporary staff or apprentices), you’re usually legally required to have an employers’ liability policy.
The average insurance claim for a mobile beautician is £3,025 – could you afford this if the worst happened? (Average claim being £3,025. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
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