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Tailored insurance for mobile hairdressers means that you can get on with what you do best, knowing that you’re protected if something goes wrong. Starting off with public liability insurance, which can cover compensation costs if your business is held responsible for injury or damage, build the mobile hairdressers’ insurance policy that’s right for you.
Cover from £6.78 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.78 or less across all our trades insured. Based on data from 1 January - 30 June 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
Public liability insurance
Because you’re in close contact with clients and you visit them at home, public liability insurance will probably be central to your mobile hairdresser insurance policy. This cover protects you if a client or another member of the public sues you for injury or damage. For example if you made a burn hole in your client’s carpet with a pair of hair straighteners, or if a chemical caused damage to a client’s scalp. Your public liability policy could cover the legal fees and the compensation payment, which may take into account costs like medical bills and lost income.
Other insurance options that you could consider adding to your mobile hairdresser policy include cover for your business equipment, your tools, and your stock. And if you employ anyone (including contractors, temporary staff or apprentices), you’re probably legally required to have employers’ liability insurance.
The average insurance claim for a mobile hairdresser is £5,376 – could you afford this if the worst happened? (Average claim being £5,376. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
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