Insurance for hairdressers

Tailored business insurance for hairdressers in one simple policy

From 'just a trim' to specialist treatments, your clients expect care and expertise from the moment they arrive. With people relying on you, you need protection – just in case something goes wrong. Hairdressers' insurance provides this, and by arranging your insurance cover with Simply Business you'll get a policy that protects you, your premises, and your customers, plus any specialist equipment, stock or tools. Whether you're a freelance hairdresser working on your own or if you employ people, and whether you work from home or on the move, it’s quick, quality cover, all in one policy.

Need cover for a hairdressing salon? Take a look at our tailored options for hair salon insurance and pick up a salon insurance quote.

What insurance do hairdressers need?

Public liability insurance is often an important cover for hairdressers, providing protection for if someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you. Together, these two core covers will provide the foundation of your hairdressing insurance.

You can also add other covers such as business equipment insurance, tools insurance and business premises insurance.

The average insurance claim for hairdressers is £4,366 – could you afford this if the worst happened? (Average claim being £4,366. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Hairdresser insurance policy details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• If you rent the premises, check with your landlord to see what’s already covered by your rent
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.