Hair salon insurance

Insurance tailored to your hair salon

As a hairdressing salon owner you have a unique relationship with your clients. They rely on you, and you rely on them, so you need an insurance policy that puts everyone at ease. With Simply Business you can choose from a range of key covers to build a single, flexible business insurance policy. You’ll get a single premium, a single renewal date, and a single set of documents, making it quick, quality cover, without the hassle.

What insurance do hair salons need?

Public liability insurance is often a very important cover for hair salons and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

The average insurance claim for a hair salon is £6,973 – could you afford this if the worst happened? (Average claim being £6,973. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Hair salon cover details

• Make sure you read your policy documents carefully in order to understand any exclusions
• If you rent your property, you may not need to take out buildings insurance. Check with your landlord before buying

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.