Insurance for nail salons

Insurance tailored to your salon

When it comes to business insurance, salon owners face a unique set of risks. You have yourself, your customers, and your premises to protect, and a flexible policy makes this much easier. With Simply Business you can choose what’s right for you, combining key covers into a single policy. Whether you have your own premises or work on site, and whether you work on your own or employ people, it’s quick, quality cover, without the hassle.

What insurance do nail salons need?

Public liability insurance is often a very important cover for nail salons, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Nail salon insurance policy details

It’s very important to make sure you understand what you need from your insurance. Use the check points below to get you thinking. 

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• If you rent your property, you may not need to take out buildings insurance. Check with your landlord before buying
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine