Driving instructor insurance

Business insurance for driving instructors and driving schools

A driving instructor insurance policy can get your business covered quickly and simply, so you can focus on teaching three-point turns and helping students pass their tests.

From core covers like public liability insurance in case you face a compensation claim, to handy additional covers like personal accident insurance, build a driving instructor insurance policy that meets your business’ needs.

Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Please note that we don’t offer vehicle insurance, which covers you for road traffic accidents resulting in damage to other vehicles and injury to passengers. You need to purchase this insurance separately.

How much is driving instructor insurance?

The cost of your driving instructor insurance depends on a number of factors, including the insurance covers you choose and the details of your business. The quickest way to get a price for your driving instructor insurance policy is to run a quick quote.

What insurance do driving instructors need?

The insurance you need as a driving instructor depends on the individual details of your business, but these are some of the business insurance covers that you may find useful.

Public liability insurance for driving instructors

Public liability insurance is likely to be at the centre of your driving instructor business insurance policy, as it can cover you if someone sues you for injury or damage. For example if a student was injured while getting out of your car and they made a compensation claim against your business, your public liability insurance could pay the legal fees and compensation costs.

Professional indemnity insurance for driving instructors

You may also decide you need professional indemnity insurance, as this covers you if a client sues you for negligence or for making a mistake in your work. For example if you taught a student the wrong things and they failed their driving test as a result, they could make a compensation claim against you and your professional indemnity insurance could step in.

Other business insurance for driving instructors

There are plenty of other business insurance covers that could also be useful for your business, including personal accident insurance and business equipment insurance. If you run a driving school and you have employees, employers’ liability insurance is likely to be a legal requirement.

Why Simply Business?

• We're one of the UK's biggest business insurance providers
• All settled claims paid within 24 hours
• 9/10 ratings say we’re good (or excellent)
• 800,000 customers (and counting)
• Claims handled by an award-winning team
• Quote comparisons available from multiple insurers
• We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.