Beauty consultants' insurance

Tailored business insurance in one simple policy

From treatments to advice, your clients expect the best. No two days in business are the same and with people relying on you, you need protection – just in case something goes wrong. By arranging your business insurance with Simply Business, you'll get a policy that protects you, your premises, and your customers, plus any specialist equipment, stock or tools. Whether you work on your own or employ people, it's quick, quality cover, all in one policy.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Need cover for a salon? Take a look at our tailored options, designed just for salons.

What insurance do beauty consultants need?

Public liability insurance is often an important cover for trades, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

Beauty consultant insurance policy details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• If you rent the premises, check with your landlord to see what’s already covered by your rent
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.