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Insurance for wine bars

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Trusted by 500,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Professional cover, designed for bars

A busy bar is a great asset for any high street, as a place to wind down and a place to work. However, bars carry risks for everybody involved – from staff to the owner, and customers to the property next door. With Simply Business you can build a policy that protects you, your premises, and your customers, plus fixtures and fittings, stock and more. It’s quick, quality cover, all in one policy.

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What insurance do I need for a wine bar?

Public liability insurance is often a very important cover for wine bars, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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Wine bar insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Do you need your own buildings cover, or is this provided by a brewery or landlord?
  • Contents cover and fixtures and fittings cover insure different types of items within your premises, so check what you need
  • Check whether you need front of premises cover
  • If you employ people, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.