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Insurance for chefs

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Trusted by 475,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Professional cover, designed for chefs

Whether you’re a permanent chef or working freelance, food preparation and service is a challenging industry. The potential for accidents is always there, and with people relying on you for care and consistency, you need protection – just in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your clients, plus any specialist tools and equipment.

Selling products online?

We can cover your online trade, with specialist online retailers’ insurance, built for businesses that sell on the web.

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What insurance do chefs need?

Public liability insurance is often an important cover for chefs and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

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Chef insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Do you work in different venues? Try to find out what level of public liability insurance each venue might expect before you decide what cover to buy

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Rated 4.6/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London EC2V 7NG.