Fast food restaurant insurance

Quick, easy and specific. Compare and buy today.

Start your quote
  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Tailored insurance for fast food restaurants

Fast food restaurants are busy places, and whilst a bit of hustle and bustle is a sign of a successful restaurant, it comes with certain risks.

Imagine if a supplier delivering ingredients tripped on a spillage that hadn’t been cleaned up, or a customer blamed you for food poisoning. There’s also the risk of fire and other disasters to consider, and employee claims for work-related injury or illness.

A comprehensive fast food restaurant insurance policy can protect you in situations like these, and give you peace of mind that your business is covered should the worst happen.

Start your quote

What insurance do fast food restaurants need?

Each business is different, but these are some of the insurance covers that are particularly useful for fast food restaurants:

Public liability insurance for fast food restaurants

Public liability insurance can protect you against injury or damage claims made by members of the public, including customers and suppliers. This is the core business insurance cover for fast food restaurants, covering accidents that can result in hefty compensation claims. It could also cover you if someone sued you for food poisoning.

Buildings and contents insurance for fast food restaurants

If a fire or flood hits your fast food restaurant, or if you’re the victim of vandalism or a break-in, business buildings insurance can pay to repair or rebuild the premises, while business contents insurance can pay for repair or replacement of the furniture and appliances.

Other insurance for fast food restaurants

Employers’ liability insurance is usually a legal requirement if your fast food restaurant employs staff. Other covers you can choose to add to your policy include business legal protection insurance and business interruption insurance.

Why Simply Business?

  • We’re one of the UK’s biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 ratings say we’re good (or excellent)
  • 475,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Customer reviews

Our rating

4.6 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

Read our reviews

Customer testimonials

“Couldn't fault them, found and offered me the best deal for my business.”

Tina Lake, Carer

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

Contact us