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Fast food restaurant insurance

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Trusted by 750,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Tailored insurance for fast food restaurants

Fast food restaurants are busy places, and whilst a bit of hustle and bustle is a sign of a successful restaurant, it comes with certain risks.

Imagine if a supplier delivering ingredients tripped on a spillage that hadn’t been cleaned up, or a customer blamed you for food poisoning. There’s also the risk of fire and other disasters to consider, and employee claims for work-related injury or illness.

A comprehensive fast food restaurant insurance policy can protect you in situations like these, and give you peace of mind that your business is covered should the worst happen.

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What insurance do fast food restaurants need?

Each business is different, but these are some of the insurance covers that are particularly useful for fast food restaurants:

Public liability insurance for fast food restaurants

Public liability insurance can protect you against injury or damage claims made by members of the public, including customers and suppliers. This is the core business insurance cover for fast food restaurants, covering accidents that can result in hefty compensation claims. It could also cover you if someone sued you for food poisoning.

Buildings and contents insurance for fast food restaurants

If a fire or flood hits your fast food restaurant, or if you’re the victim of vandalism or a break-in, business buildings insurance can pay to repair or rebuild the premises, while business contents insurance can pay for repair or replacement of the furniture and appliances.

Other insurance for fast food restaurants

Employers’ liability insurance is usually a legal requirement if your fast food restaurant employs staff. Other covers you can choose to add to your policy include business legal protection insurance and business interruption insurance.

The average insurance claim for a fast food restaurant is £4,116 – could you afford this if the worst happened? (Average claim being £4,116. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Why Simply Business?

  • We're one of the UK's biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 ratings say we’re good (or excellent)
  • 750,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Fast food restaurant insurance

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© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.