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Whether your business specialises in pulling pints, frying fish or baking bread, a business insurance policy from Simply Business can give you the cover you need. You can get public liability insurance for protection against compensation claims made by members of the public, and add covers like buildings insurance, stock insurance and business interruption insurance to help you get back on your feet if disaster strikes. It's quick, quality cover, tailored to the food and drink industry.
Cover from £6.78 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.78 or less across all our trades insured. Based on data from 1 January - 30 June 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
Public liability insurance is really important for most food and drink businesses, as your work is likely to bring you into contact with members of the public. If a customer, a supplier or a passerby makes a compensation claim against you for injury or damage, this insurance can pay legal fees and compensation costs. For example, if you faced a claim from a cafe customer because a barista spilt a coffee over their expensive laptop, or from a supplier who tripped over a wet floor in your restaurant while delivering ingredients. Compensation amounts can take into account medical fees, lost income and repair and replacement costs, so we offer up to £10 million of cover.
If your business employs any staff, employers’ liability insurance is usually a legal requirement. It covers compensation claims made by your staff for injury, illness or damage caused by their work. You may also want to consider buildings insurance if you're responsible for insuring your business premises, stock cover in case something happens to your stock, or business interruption insurance should you hit a rocky patch.
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“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
6th Floor99 Gresham StreetLondonEC2V 7NG
Sol House29 St Katherine's StreetNorthamptonNN1 2QZ
© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.