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Insurance for plumbers

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Trusted by 500,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Tailored insurance for plumbers in one simple policy

Plumbers are in a risky business. However well prepared you are, mistakes do happen – and a single slip could be disastrous. With Simply Business you can protect yourself, your business, your equipment, and your clients, with a flexible insurance policy that’s tailored to you. Whether you work on your own or employ people, it’s quick, quality cover, without the hassle.

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What insurance do plumbers need?

Plumbers' public liability insurance

Public liability insurance is often a very important cover for plumbers, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Other business insurance for plumbers

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance could be important for plumbers because of the particular risks you face. It covers you against serious injury and will pay out both lost income and medical costs if you were left unable to work following an accident.

Other covers available to plumbers include tool insurance, plant and machinery insurance and business equipment insurance.

Thinking of starting your own plumbing business?

If you are thinking about taking the leap into self-employment, be sure to read our simple guide to staring a plumbing business.

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Plumber insurance policy details

  • Make sure you read your policy documents carefully in order to understand any exclusions
  • If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
  • If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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Is your van insured?

By law, all vans in the UK used for business purposes need a commercial van insurance policy.

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Rated 4.6/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.