Quick, easy and specific. Compare and buy today.
Compare quotes from leading brands
Insuring businesses and landlords for over a decade
With a UK-based team available 24/7
As a cake maker and/or cake decorator you work hard to make your clients’ special occasions all the more special, but sometimes things can go wrong.
If a client suffers an allergic reaction or catches a bug from one of your cakes, or if they have an accident when collecting their order, then you may face legal consequences and a hefty financial penalty if you’re not correctly insured.Start your quote
The insurance you need depends on your business and the risks you face, but these are popular covers for cake makers and cake decorators:
Product liability insurance protects you in the event that one of your cakes causes injury or damage to a person or their property. While we know cake makers and decorators put a lot of effort into their work, mistakes do happen, and this insurance is there to cover should anything like that go wrong.
Public liability insurance is important if you have clients collect their cakes from your premises, or if you take your creations out to markets or fairs. This will cover compensation payments and legal fees if a client or another third party makes an injury or damage claim against you.
Stock cover and tools insurance will keep you covered if your equipment or stock suffers any damage, or if either of these things are stolen. Even the most skilled baker can’t make or decorate cakes without their tools and supplies, and stock and tools insurance will cover the cost of replacing stolen or damaged items.
Employers’ liability insurance is a legal requirement for most businesses that have staff, so it’s an important consideration if you employ people in your cake making or decorating business - even on a casual basis. It can cover compensation claims made by staff because they’ve suffered illness or injury as a result of their work.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.Read our reviews
“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
Keep up to date with Simply Business. Subscribe to our monthly newsletter and follow us on social media.Subscribe to our newsletter
6th Floor99 Gresham StreetLondonEC2V 7NG
Sol House29 St Katherine's StreetNorthamptonNN1 2QZ
© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.