Videographer insurance

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Videographer making client videos

Why do you need videographers insurance?

Videographers’ insurance covers you against the cost of professional accidents and slip-ups – from theft of your cameras and equipment to losing that all-important client file during post-production. Whether it’s just you or you’ve hired an employee or two, it’s specialist protection for your business.

  • Protection from expensive claims like professional mistakes or contract disputes
  • Help to keep going if an unexpected crisis hits your business
  • Cover for what you need from personal accidents to your tools and equipment


What does videography insurance cover?

From a shoot that goes wrong to the oddest client brief, expecting the unexpected is a big part of what you do. Videographer insurance is designed to remove some of the guesswork, staying one step ahead of risks like an employee dispute, camera theft, an injury or professional mistake.


How much does videography insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.74 per month

Get your tailored quotes in 7 minutes

Example videographer insurance quotes, real prices

chiswell insurance

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Public liability

£100

£2500

Employers’ liability

No excess

No excess

Stock

£100

£500

Business and office equipment

£50

£750

The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.


How it works

Pick what goes into your policy

Get prices from a range of insurers

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How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

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Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£51 million in claims paid out in 2023

Example claim

Having videography insurance through Simply Business has saved businesses thousands of pounds when the unexpected happened.

Max saved more than £2,100

While loading up his car for a shoot, Max (not his real name) dropped two cameras onto cracked tarmac, damaging both lenses and other functionality. His videographers’ insurance covered the accidental damage.

Videographers insurance FAQ

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about videography insurance. You can also check out our business insurance FAQs.

Despite best efforts and lots of experience, accidents do happen. Public liability insurance is often an important cover for videographers, and can protect you if someone is injured or property gets damaged because of your business.

If you’re offering professional services and expertise to your client, professional indemnity insurance could be a vital cover. And employers’ liability insurance is a legal requirement if you employ anyone, even in your own home – failing to take out the right cover can result in heavy fines.

Yes. It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a videographer, you may also do photography work on certain jobs – you’ll need additional cover for this, but you can have it all on the one policy. When you start your quote, you’ll have the option to add another trade or profession to your policy. If you need to add a third trade, give us a call on 0333 043 8527 and one of our insurance experts will help you set up your policy in minutes.

This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.

If you employ people, you’re required by law to have employers’ liability insurance.

There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions


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