Insurance for journalists

Tailored insurance for freelance journalists and writers

Whether you work from home or from an office, writers of all sorts are open to a unique set of risks. And from cover for your laptop to liability insurance, you need an insurance policy that’s tailored to you. With Simply Business you can make life straightforward, choosing from a range of key covers with just one premium, one renewal date, and one set of documents. It’s quality cover, without the hassle.

Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Do you have cover for your equipment?

From cameras to lighting aids, kit can be essential, and expensive to replace if stolen, lost or damaged. Add cover for your equipment to your business insurance policy – it’ll free you up for the job in hand.

Why Simply Business?

• Over 800,000 customers (and counting)
• Online quotes, in under 10 minutes
• Claims handled by an award-winning team
• Quote comparisons from multiple insurers
• An expert, UK-based contact centre

All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you run your business. You can also check out our business insurance FAQs.

Journalist insurance policy details

• Remember, your equipment insurance will only cover you while your kit is in the UK. If you intend to take it abroad you’ll need to arrange a separate policy
• Find out what level of professional indemnity insurance your clients might expect before you buy
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

What insurance do journalists need?

Public liability insurance for journalists

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance for journalists

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client. You can buy professional indemnity insurance as a stand-alone cover or as part of a combined policy with other covers. At Simply Business we offer between £50,000 and £5 million in professional indemnity cover.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.