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Insuring businesses and landlords for over a decade
With a UK-based team available 24/7
Home workers need just as much protection as every other business owner. You and your business are unique, and you need cover that’s tailored specifically to your needs.
With Simply Business you can build a single business insurance policy in minutes, choosing from a range of vital covers including public liability, professional indemnity, and employers’ liability. You can also save money and hassle by adding buildings insurance, covering your home for both business and personal use.
Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Selling products online?
We can cover your online trade, with specialist online retailers’ insurance, built for businesses that sell on the web.
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Simply Business chief operating officer, Chris Slater, explains the ins and outs of freelancing, and why business insurance may be vital for people working from home.
Your conventional home and contents policy may not cover your business items, so you may need a dedicated business insurance policy. The type of cover you need depends on your type of business and the risks you face, but these are popular choices for home businesses:
Public liability insurance Home business public liability insurance is worth considering if you have clients visiting your premises, as it can cover compensation payments and legal fees should you accidentally injure someone or damage their property.
Professional indemnity insurance If you give advice or offer professional services to other businesses, then professional indemnity insurance is important to consider. It can cover you if a client suffers a financial or professional loss because you've been negligent.
Business buildings insurance Business buildings insurance covers damage to the building your business is based in if it's hit by disasters such as fire or flooding. As a home business owner, you can save money by having just one business buildings policy to cover your home and your office.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you run your business.
Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.Read our reviews
“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
6th Floor99 Gresham StreetLondonEC2V 7NG
Sol House29 St Katherine's StreetNorthamptonNN1 2QZ
© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.