Insurance for web designers

Tailored insurance in one simple policy

From day one of project planning to aftercare and consultancy, your clients look to you for precision and expertise. Whether it’s two people running your business or an office of 10, arranging the right cover is essential – just in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your clients, plus any specialist equipment or tools. It’s quick, quality cover, without the hassle.

The average insurance claim for web designers is £3,850 – could you afford this if the worst happened? (Average claim being £3,850. Based on data from 21st November 2018 - 20th November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do web designers need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Web designer insurance policy details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• Try to Find out what level of professional indemnity insurance your clients might expect before you buy
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Another important consideration is where you’re based. Whether you work from an office or at home, our business premises options will help take care of the day to day risks, letting you get on with the job in hand.