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Whatever job you’re on, your business is unique, with its own risks, priorities and quirks. You need insurance that reflects this, and with Simply Business you can build a policy around your business type. Whether you have separate premises or are based at home, and whether you employ people or work on your own, we’ll help you find quality cover in minutes, taking the hassle out of business insurance.Start your quote
Public liability insurance is often a very important cover for handymen and property maintenance specialists, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
Personal accident insurance is something you might consider as a handyman given the range of different scenarios you might face at work. It will pay out for both medical costs and loss of income. Consider adding this to your policy if you would struggle to make ends meet if left unable to work following an accident.
If you are thinking about taking the leap into self-employment, check out our simple guide to starting a handyman business in the UK.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.