Insurance for designers

Business insurance for designers

From the first pitch and planning to aftercare and consultancy, your clients look to you for precision, expertise and a truly tailored service. Whether you're a freelance designer working on your own or you run your business employing others, arranging the right cover is essential, in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your clients, plus any specialist equipment or tools. It’s quick, quality cover, without the hassle.

We cover designers of most kinds, such as:

• Fashion designers
• Graphic designers
• Illustrators
• Interior designers
• Product designers
• UX designers
• Web designers ...and more.

What insurance do designers need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Check the details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• Try to find out what level of professional indemnity insurance your clients might expect, and buy accordingly
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Another important consideration is where you’re based. Whether you work from an office or at home, our business premises options will help take care of the day to day risks, letting you get on with the job in hand.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.