Interior designer insurance

Tailored insurance for interior designers

As a creative professional you work hard to bring your clients' dreams to life. But we all make mistakes and sometimes things don’t turn out the way we'd expect.

If a client isn’t happy with the finished interior they may hold you responsible, taking action that could cost you in terms of both income and reputation.

Interior designers’ insurance from Simply Business can cover you for these kinds of situations with professional indemnity insurance from £50,000.

You can also add public liability insurance, employers’ liability insurance and any other cover you need to create a tailored policy.

Cover from £6.78 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.78 or less across all our trades insured. Based on data from 1 January - 30 June 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do interior decorators need?

The insurance you need depends on your business and the risks you face, but these are popular covers for interior designers:

• Professional indemnity insurance for interior designers is particularly important if your client will be using your design for commercial purposes. If they suffer financial losses because of a mistake in your work, our professional indemnity insurance will be there to protect you.
• Employers’ liability insurance is a legal requirement for most businesses that have staff, so it’s an important consideration if you run an interior design business that employs people, even on a casual basis. It can cover compensation claims made by staff because they’ve suffered illness or injury as a result of their work.
• Public liability insurance for interior designers will cover you against any losses or injuries a client sustains while visiting your premises, or as a result of your designs.

The average insurance claim for interior designers is £4,198 – could you afford this if the worst happened? (Average claim being £4,198. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Why Simply Business?

• We’re one of the UK’s biggest business insurance providers
• All settled claims paid within 24 hours
• 9/10 Feefo ratings say we’re good (or excellent)
• 500,000 customers (and counting)
• Claims handled by an award-winning team
• Quote comparisons available from multiple insurers
• We run things from an expert, UK-based contact centre