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As a Zumba instructor, you help your clients get into the best shape they can, and we want to help your business stay in tip-top condition too.
No matter how hard you try, accidents do sometimes happen, but with a comprehensive Zumba instructor insurance policy from Simply Business you can focus on your moves and let us be your safety net.
Whether it’s protecting your audio equipment or keeping you covered if one of your clients suffers an injury while at your class, you can pick and mix from the types of insurance that you need to create a policy that suits your business.
Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
Insurance is an important consideration for any kind of fitness instructor, but these covers tend to be most popular with Zumba teachers:
Public liability insurance is an important consideration for all group fitness insurance policies, and Zumba is no exception. If someone were to injure themselves while performing one of your routines, they may hold you liable and could take you to court.
Should such a thing happen, your public liability cover could help pay for medical bills and compensation claims, as well as legal fees you might incur during the process.
Zumba instructors need their music – it’s part of what makes Zumba so unique. Business equipment insurance can protect your audio equipment and any other specialist kit you use, so if it’s damaged or stolen you’ll be able to keep on dancing.
Business buildings insurance is something you might want to consider if you run your own fitness studio. It can cover your building against property damage, paying out should it need repair after the likes of a fire or flood.
If you would struggle to make ends meet following an accident that left you unable to work for a while, then it’s worth considering personal accident insurance. It can cover both medical bills and income lost while you’re recovering – plus our cover is 24 hour, meaning you’re covered even if your injury happens outside of work.
Employers’ liability insurance is a legal requirement for most businesses that employ staff, so if you run a studio that has other instructors as staff members rather than independent contractors, or you employ other staff, such as receptionists, you will most likely be required to have this as part of your policy.
The average insurance claim for Zumba instructors is £15,917 – could you afford this if the worst happened? (Average claim being £15,917. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
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