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Santa Claus insurance

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Trusted by 800,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Cover for the main man this Christmas

Father Christmas is famously one of the hardest-working fellows in the world, so he needs a policy that works hard to protect him.

There are lots of risks involved in bringing festive joy to families far and wide. The chance of getting wedged in a chimney is high after all those mince pies, not to mention the possibility of a sleigh crash after Rudolph sneaks a sip of the sherry again.

Santa Claus insurance from Simply Business covers festive mishaps and mix-ups, from injured elves to missing presents.

If you’re a more sedate Santa who will spend the Christmas period giving gifts and spreading yuletide magic from the comfort of a grotto, we can cover you too!

Our Santa insurance has public liability cover at its core, which protects you against compensation claims for injury to a member of the public, or damage to their property.

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The Santa Guide to Christmas survival

  • Ask your elves to dust any crumbs from your beard before the children enter the grotto, and keep a comb handy to spruce it up
  • All that red and white is a bit monotonous. Try jazzing up your outfit with a sparkly belt or a reindeer brooch!
  • Elves can be tricky employees. Put lots of effort into the work Christmas party to make sure they feel appreciated
  • If you get tired of mince pies midway through Christmas night, swap with the reindeers and go for the carrots instead. You’ll be consuming a fraction of the calories and Rudolph will be delighted

Why Simply Business?

  • We're the UK’s only provider of Santa Claus insurance
  • Tailored insurance, whether you’re high-flying or grotto-based
  • Public liability insurance covers festive slips and trips, and our contact centre are experienced in the field
  • Staff can name all eight of Santa's reindeer at the drop of a hat – can you?
  • Simply Business has a generous sled to work scheme for its 300 employees

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Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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