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Office insurance

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Trusted by 800,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Office insurance tailored to you

Big or small, your office is one of your most important assets, so it’s vital that you’re properly protected. With Simply Business you can insure an office that you own as part of a single business insurance policy. That means you’ll get the office insurance you need, plus other key covers such as public liability, all in one policy. It’s quick, quality cover, without the hassle.

Selling products online?

We can cover your online trade, with specialist ecommerce insurance, built for businesses that sell on the web.

Compare office insurance quotes

Compare from a range of leading insurers and get a tailored office insurance quote online in just a few minutes.

Cover from £6.56 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.56 or less across all our trades insured. Based on data from 1 Sep 2021 - 31st Feb 2022, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Other covers

See also

What is office insurance?

Office insurance protects you against unexpected events such as fire, flood and burglary, which can have a catastrophic impact on your business and finances. A good office insurance policy is particularly important for small businesses.


Building your business office insurance policy

You can buy office insurance as part of a single business insurance policy that includes other key covers like public liability and professional indemnity insurance.

Just choose from a range of covers to create a policy that works for you.

Office building insurance

Business buildings insurance protects your premises against disasters such as fire and flood. This cover includes protection for fixtures and fittings: fixed items such as shelving, kitchen units, and fixed display cases.

If you rent your premises, your landlord will usually be responsible for arranging the buildings insurance.

Office contents insurance

Business contents insurance covers your office contents and workplace equipment against damage, destruction, loss, or theft while on your business premises.

If you keep stock on your premises, you should consider stock cover too.


Office insurance policy details

  • Make sure you specify your property’s rebuild value, rather than the market value, if applying for this cover
  • Buying contents insurance? Remember, this only covers items owned by you, or for which you’re responsible, while they’re on your premises
  • Remember that fixtures and fittings insurance only covers items that are permanent, non-movable fixtures
  • If you rent the premises, check with your landlord to see what’s already covered by your rent

Add office insurance to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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© Copyright 2022 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.