Insurance for architects

Tailored business insurance for architects in one simple policy

From day one of project planning to aftercare and consultancy, your clients and stakeholders look to you for precision, expertise and a truly tailored service. Whether it’s just you running your business or an office of 10, arranging the right cover is essential, in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your clients, plus any specialist equipment or tools. It’s quick, quality cover, without the hassle.

The average insurance claim for architects is £4,183 – could you afford this if the worst happened? (Average claim being £4,183. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do architects need?

Public liability insurance for architects

Public liability insurance is often an important cover for architects, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance for architects

Professional indemnity insurance is a vital consideration for architects, as for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client. You can buy professional indemnity insurance as a stand-alone cover or as part of a combined policy with other covers such as public liability insurance. At Simply Business we offer between £50,000 and £5 million in professional indemnity cover.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Architect insurance policy details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• Try to find out what level of professional indemnity insurance your clients might expect before you buy. This cover can be very important for architects, with standard requirements as well as special project measures to consider
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Another important consideration is where you’re based. Whether you work from an office or at home, our business premises options will help take care of the day to day risks, letting you get on with the job in hand.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.