Event public liability insurance

Public liability cover for accidents, designed for event organisers

Event organisers face unique responsibilities. However well prepared you are, accidents can happen – and you need to make sure that you, your staff, and your guest list are protected against all eventualities. Whatever event you're running – such as a party, a trade show or else – public liability insurance is essential, as it covers you from claims made by the public arising from loss or injury. Build a public liability insurance quote below and see what option best fits your business.

Cover from £6.77 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.77 or less across all our trades insured. Based on data from 1 Jan 2021 - 31st August 2021, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Choose your level of cover

At Simply Business, we offer a minimum level of £1 million for public liability cover, but how do you choose the right level for you?

Depending on the nature of your event, you may need more than the minimum level of cover, so it’s sensible to check your policy for every new job or contract.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

The average insurance claim for event public liability insurance is £2,702 – could you afford this if the worst happened? (Average claim being £2,702. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Watch the details

It’s very important to make sure you understand what you need from your event-specific public liability insurance. Use the check points below to get you thinking.

• Check the policy documents before you buy for exclusions and excesses
• If you employ people, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine
• Is your business covered for the right things? For example, if you're going to be working at heights above 10m, is this covered?
• Have you chosen the right level of cover for your business and a level that’s acceptable for your clients?