Small hotel insurance

Business insurance for hotels

A successful hotel is bound to be a busy place, bustling with guests, suppliers and staff. This means that you need a good insurance policy that will protect you if you face a compensation claim from a guest, for example, or if damage to the hotel means that you have to temporarily close your doors.

Build a tailored hotel insurance policy from Simply Business to give you the coverage you need. We can cover small hotels with up to 20 guest rooms. Build your policy with important hotel covers like public liability, buildings and contents insurance, stock cover, and employers’ liability insurance if you have any staff. You can also add other insurance like business turnover protection.

Cover from £6.77 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.77 or less across all our trades insured. Based on data from 1 Jan 2021 - 31st August 2021, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

With Simply Business you can complete a hotel insurance quote in a few minutes.

What insurance does my hotel need?

When you’re buying insurance for your hotel you need to think about the individual risks that your business faces and the cover levels that you need. The cost of your insurance will depend on several factors. These are some of the insurance types that are popular with hotels:

• Public liability insurance, which protects you against compensation claims made by a member of the public for injury or damage to their personal items that they blame on your business. For example if a hotel guest trips on your lobby floor because it’s wet from cleaning and there’s no warning sign.
• Employers’ liability insurance, which is a legal requirement for most businesses that have staff. You may face steep fines if you don’t have a suitable policy in place. It covers claims made against you by an employee for injury or illness that’s due to their work.
• Business buildings and contents insurance, which can help your hotel if it suffers damage as a result of something like fire, flood or burglary. You can also add business turnover protection - also known as business interruption cover - which can protect your income if you have to close your hotel because of damage.

Why Simply Business?

• We're the UK’s biggest business insurance provider
• 9/10 ratings say we’re good (or excellent)
• 800,000 customers (and counting)
• Claims handled by an award-winning team
• Quote comparisons available from multiple insurers
• We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick insight into how each option can help your business. You can also check out our business insurance FAQs.