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Start your quoteIf you run your own cleaning business, you need to know you’re protected if something goes wrong. Whether you clean homes or offices or you specialise in making windows sparkle, a tailored business insurance policy can cover you for the key risks you face. Build a policy that fits your business, starting with public liability insurance - to protect you from compensation claims made by a member of the public for injury or damage - and employers’ liability insurance if you employ other people.
Start your quotePublic liability insurance is an important cover for cleaning businesses, as it can pay for compensation claims made against you for injury to someone or damage to their property. For example if you knocked over an expensive vase while you were cleaning a home, or if an office worker tripped on a wet floor you’d just cleaned, you could face a costly compensation claim. Your public liability insurance can cover the legal fees as well as the compensation costs. We offer £1 million to £10 million of cover.
You can add other covers to your policy too. If you have your own business premises you can cover it with a buildings insurance policy, and if your cleaning business employs any staff you’re usually legally obliged to take out employers’ liability cover. Other useful covers may include tools insurance and legal expenses cover.